In an attempt to bring about a sharper focus on inclusive development and in order to align the PSL with emerging national priorities, RBI has undertaken a revision of PSL guidelines that would enable: (1)  Better credit penetration to credit deficient areas through:        (a)   Announcement of fresh category for eligibility under bank funding:-               (i) Start-ups with a lending limit of upto Rs. 50 crore              (ii) Loans to farmers for installation of solar power plants for solarisation of grid connected agriculture pumps                 (iii) Loans for setting up Compressed Bio Gas (CBG) plants      (b)  higher weightage (125%) has been assigned to incremental priority sector credit in 184 identified districts where priority sector credit flow has been comparatively low (per capita PSL less than Rs. 6,000). Lower weight (90%) would be assigned for incremental priority sector credit in the 205 identified districts where the credit flow is comparatively higher (per c

Introduction: Covid 19 has disrupted the lives of many, from -- rich to poor -- developing to developed economies. As the pandemic intensifies, more & more companies are under scrutiny for their decisions that will affect their employees, vendors, customers, society and other stakeholders. Further, with GDP growth across the world going down to "sub zero", the focus now for the companies is on having a sustainable business continuity plan rather than just focusing on financial profits.  Should we have acted in a more responsible manner? and isn't there a need for greater accountability (in the way we function) towards the environment, society and in the way we govern? These have become the key themes in every human mind.  Thus, in such a scenario, when the non-financial parameters like climate change, sustainable farming / mining, privacy & data security, health and safety of employees, greater regulatory security are the issues that have come to the fore and are

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Indian Government’s Start-up India programme has set the initial enthusiasm and the entrepreneurial culture in India (supported by changing reforms and experiencing improvement in the rankings of ease of doing business) is taking its shape. This does bring in a revival hope and enthusiasm for positive growth in the economy. Its entrepreneurship, which has propelled every economy & it is the entrepreneurs who play an important role and to a large extent form the basis for: (a) building-up the nation, and; (b) for bringing prosperity & social change to the world at large… Be it … the East India Company which formed the basis for the colonial rule of the British; Henry Ford who replaced horse carriages with motor driven cars & made them affordable for the masses with the concept of an assembly line and further, Mr. Ratan Tata, who made available the cheapest car to the world -- Tata Nano. The concept of internet (APRANET) got developed in the 1960’s and was extensi